Home loan expertise and financial advice.
From first homes to refinancing, we’ll find you the right mortgage and handle the paperwork so you don’t have to.
How we help
All our mortgage brokers are also financial advisers – we seek to understand what you have, what you need, and what you want. Whether you’re buying that first little do-up, want to add to your property empire, or need a better deal or structure on your current mortgage, we know how to make it super easy to secure the loan and we’ll help you structure it so it best suits your goals.
Anyone buying their first home may feel like a challenging and daunting prospect, and not just because of the price. We’ll be with you for each step of the journey.
As a financial advisory team, we have huge experience in construction and new build funding and can save you from a massive amount of hassle and stress.
Structuring finance the right way to help you build a property portfolio with confidence.
Frequently Asked Questions
How long does the mortgage approval process take?
This depends. Once the bank has all the information they need, their standard turnaround time is around 5-10 working days. However we can use a few tricks of the trade to speed things up if you need a quick result. Don't waste anytime and get in touch today.
Why do I need a financial adviser? Can't I just deal directly with the bank?
Simply put, using a financial adviser makes your life better and easier. Not all banks offer the same deals. A financial adviser knows every banks' individual policies and will know which one is the best financial fit for you. Plus we do all the work and liaise with the banks, so you can forget about being on hold, and instead focus on catching up with friends and family (or just get a few extra hours of sleep).
Are all mortgage brokers created equal?
The short answer is no. Skill, experience, and quality of service aside, a lot of brokers in New Zealand are remunerated based on the commission they earn. These "Commission Only" brokers quite often gently (or not so gently) push clients towards the banks that pay them a higher upfront commission – talk about a conflict of interest.
How much can I borrow to buy a home?
Click here to calculate your current borrowing capacity: How much can I borrow?
Do I need insurance?
If you have a mortgage to service, or your family relies on you to provide for them, you should definitely chat with our insurance team to see what options may suit you.